How It Works

A transparent, independently reviewed process for delivering needs-based debt relief to qualifying borrowers.

For Donors

Make a one-time or recurring donation to our charitable fund. Donors do not select individual recipients.

An independent review committee evaluates applications and awards needs-based grants using objective, published criteria.

Track outcomes on our impact page. Donors receive an annual tax receipt; we publish financial summaries for the public.

Submit an application with your student loan details, household income, and a brief description of your financial situation.

Upload supporting documents such as loan statements and proof of income. Our team verifies everything for accuracy.

An independent review committee evaluates verified applications against published, needs-based criteria and approves awards from available funds.

Approved awards are paid directly to your loan servicer on your behalf. You can track the disbursement in your dashboard.

Check our FAQ for detailed answers or reach out to our team directly.