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Everything you need to cover Zero Balance Fund — fast facts, quotes, approved imagery, brand assets, and a direct line to our team.

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At a Glance

Fast facts

Founded

2026

Status

501(c)(3) pending · Waitlist open

Focus

U.S. federal student loans

Headquarters

United States

Disbursement model

Direct to loan servicer

Donor options

One-time or recurring

Recognition

Anonymous or named

Transparency

Quarterly reports, live dashboard

About ZBF

Boilerplate & background

Click to copy. Use freely in articles, press releases, and partner materials.

Short boilerplate (3 sentences)

Zero Balance Fund is currently pending 501(c)(3) approval and is building a waitlist ahead of launch later in 2026. Once approved, ZBF will connect donors directly to federal student loan repayment, paying gifts straight to loan servicers for verified recipients across the United States.

Long boilerplate (paragraph)

Zero Balance Fund (ZBF) is a U.S. nonprofit founded in 2026 with a simple mission: accelerate financial freedom by connecting donors directly to federal student loan repayment. ZBF is currently pending 501(c)(3) approval and is not yet accepting donations or applications — prospective donors and applicants are invited to join the waitlist to be notified when programs officially launch later in 2026. Once live, recipients will apply, submit loan documentation for verification, and — once approved — ZBF will pay their federal loan servicer on their behalf. Donors may give anonymously or choose to be recognized on ZBF's public donor wall. ZBF intends to publish quarterly financial reports and maintain a live impact dashboard so every dollar is accountable. Learn more at zerobalancefund.org.

Tagline

Because education shouldn't mean lifelong debt.

Mission statement

Zero Balance Fund relieves financial hardship for low- and moderate-income Americans burdened by student loan debt. We provide needs-based debt-relief grants — paid directly to loan servicers — to qualifying borrowers selected through an independent, objective review process.

On The Record

Approved quote

The following quote is cleared for attribution. For custom quotes or interviews, email press@zerobalancefund.org.

"Education is supposed to be a ladder. For too many Americans it has become an anchor. Zero Balance Fund exists to cut the rope — one borrower, one balance, one celebration at a time."

Zero Balance Fund Leadership

Founder & Executive Director

Press Kit